Financial navigators who care.
Our mission is to assist healthcare organizations reduce their patients’ financial toxicity and improve patient satisfaction with a white glove concierge service that helps patients navigate cost-saving methods for life-saving medicine.
Financial toxicity is a major stressor for cancer patients.
It creates negative implications such as decreased medical compliance, treatment abandonment, decreased patient satisfaction scores — and it lowers the job morale of oncology staff members.
We move the burden to other coverage.
We leverage our highly trained financial advocates to find the available options to transfer the patient and provider portion of the financial obligation to other coverage instruments. As a result, our program reduces the dollars billed to your patients and the dollars adjusted to bad debt, charity and insurance denials.
Every avenue of assistance, explored.
The people behind Carexst.
Decades of experience across healthcare operations, revenue cycle and patient financial services.
Dan is a highly accomplished healthcare professional with over 30 years of experience in healthcare.
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Dan is a highly accomplished healthcare professional with over 30 years of experience in healthcare. He has extensive expertise in healthcare management, business development, strategic development, operations analysis and information technology
Most recently, Dan served as the Vice President, IS&T of the Jefferson Health Northern Division. In this role, Dan assumed responsibility for the integration of the two IT leadership teams at Abington – Jefferson Health and Aria – Jefferson Health.
Prior to joining Aria – Jefferson Health, Dan held leadership positions at area healthcare organizations – The Rothman Institute, Apollo Health Street, ACS Healthcare Solutions, Inc., Tenet Health System, the Allegheny Health Education and Research Foundation, Mercy Health and Shared Medical Systems (SMS) – through which he directed technology solutions to support internal business requirements and help achieve marketplace success. Dan has an impressive record of building and strengthening customer relationships, while also evolving innovative and impactful customer solutions.
Dan is a native of Philadelphia and earned a Bachelor of Science in Business Administration degree from LaSalle University, and a Master of Business Administration degree from Widener University. He serves as Finance Committee Chairman on the Board of Directors of Mercy Vocational High School in North Philadelphia.
Charles Bernier, a Philadelphia University alumni, is the President at ECBM – Effective Cost Based Management Insurance, an independent insurance broker and consulting company located in the Philadelphia area.
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Charles Bernier, a Philadelphia University alumni, is the President at ECBM – Effective Cost Based Management Insurance, an independent insurance broker and consulting company located in the Philadelphia area. Started in 1970, ECBM is now one of the top 100 independently owned insurance brokers in the country. They provide expert, customized insurance advice and solutions for business owners across many different industries. This starts with a financial leakage analysis of insurance.
Some of ECBM’s clients include behavioral health and healthcare facilities, higher education institutions, construction and crane businesses, food processing facilities and manufacturers, professional services, real estate, hospitality, restaurants, retail and wholesale, energy and environmental, warehousing, and transportation and logistics.
ECBM has been recognized for establishing a workplace where employees can thrive, enjoy their work, be involved with the community, and help the company grow with awards for Best Places to Work from Business Insurance Magazine, Central Penn Business Journal, and The Bucks County Courier Times.
Over twenty five years of experience in Business Office and Patient Account Receivable Management for the Healthcare Industry.
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Over twenty five years of experience in Business Office and Patient Account Receivable Management for the Healthcare Industry. Most recently, Tony has held the position as Chief Operating Officer of the Hospital Medical Services Division for a National healthcare management company. In his role as Chief Operating Officer, Tony was responsible for direct management and supervision of over 200 Healthcare professionals providing leadership in the areas of Billing, Patient Access, Receivable Follow-up and Entitlement services. He had direct management and operational responsibility for multiple outsourced Hospital Business Offices and oversight of the receivable collection process.
Tony DiLuca previously held senior corporate titles, including Associate Controller of Patient Accounting in a multi-hospital system and Director of Patient Financial Services in a major Philadelphia teaching Hospital. His Patient Financial Services experience includes the management of Patient Accounting Departments; implementing and successfully utilizing computer systems to support registration, billing and collection of receivables; and, insuring compliance with a myriad of federal and state regulations.
Tony has a BS in Accounting from Drexel University and is certified as a Healthcare Financial Professional. He is an active member of the Healthcare Financial Management Association and is currently serving on several committees. He has also chaired committees including the Reimbursement committee. Tony currently serves on the Board of the Philadelphia Chapter of the American Association of Healthcare Administrative Management and is a member of several of this organization’s other local chapters.
Powered by PATHS.
Carexst aligned with PATHS, a strong financial advocacy organization with the experience, resources and disciplines necessary to assure a successful program.
PATHS, LLC offers a broad range of accounts receivable management, patient advocacy and consultation services for healthcare clients, including hospitals, physician groups, rehabilitation facilities, skilled nursing, clinics, emergency departments, medical transport, home health and behavioral health.
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We’d be glad to tell you more about our team and how the program works.